California Burial Coverage Plan and Final Expense Insurance Information, Funeral Laws & Resources
Burial Coverage and Final Expense Insurance is available to cover your funeral burial and/or cremation costs in California. This type of insurance covers the costs related to your funeral or cremation and for things like your cemetery plot, headstone, casket, urn and everything that goes along with a funeral, burial and/or cremation.
You Cannot Be Turned Down for a Burial Coverage / Final Expense Insurance Plans
With these Burial Coverage/Insurance Plans, you cannot be turned down for any health reasons when you buy a Burial Coverage / Final Expense Insurance policy. Most of the insurance companies have a general age range of acceptance, ranging between ages 45 and 85, but there are even some that will offer plans to those who are between 0 to 44 and over 85. The best part, there is no medical exam and no blood work is needed!
Below are the median funeral expenses in the U.S.. Make sure you protect your family from the burden of these high costs during a very difficult time.
How to Pay for Funeral Costs & Funeral Arrangement Laws in California
In California, the state has created a hierarchy of who has the right to make decisions about funerals and body disposition on your behalf. The list is in order from top to bottom:
- you, if you write down instructions before you die
- your health care agent, if you name one in an advance directive
- your spouse or registered domestic partner
- your adult child, or a majority of your children if you have more than one
- your parents
- your siblings, or
- your next of kin.
- California Health and Safety Code §§ 7100 and 7100.1.
As outlined in the average costs table above, median funeral expenses come out to over $8,000. When it comes to paying for your funeral, you need to either pay in advance or leave money for your family to pay for it. This is where a Final Expense / Burial Insurance Policy can help.
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